1% of the U.S. population now own 40% of its wealth. It is worse in the U.K.
The point comes where the intelligent, motivated by greed to join the elite and life of luxury, realise they cannot because they are not allowed.
Eventually, they realise that those who are privileged are not inherently better people – although it that belief is part of their signature – who deserve their privilege.
In these periods increasingly large numbers of intelligent, aware, articulate people towards the most capable end of the human spectrum are forced by circumstance to mix with the masses of who otherwise just accept reality as they find it.
Either those potential reformers are crushed – at the expense of the growth of society as a whole – or revolution is formented.
The better solution is for the powerful to have enough foresight to self-regulate.
They do self-regulate in the sense that every now and again a success story is advertised, a rags-to-riches fable, or even institutionalised in Lotteries and the like… but the mega-trend is inescapable. We are returning to a more primitive feudalism.